Acopia Homes Loans is a nationally based financial institution with a broad range of home loan options. From individuals buying their first home to investors looking for multiple real estate investment opportunities there are many loan packages to review and consider. Acopia Home Loans provides a full complement of conventional and government guaranteed home loans as well as a specific portfolio of specially designed loans to fit unique financial needs. Acopia is a Fannie Mae and Ginnie Mae Approved Direct Seller/Servicer with over 25 locations across the Southeast. Their website is very well designed with lots of financial tools to help prospective home buyers and builders understand their loans. There are also digital tools and educational materials that help customers evaluate their own lending status and allow them to compare loan options.
Acopia’s website opens with tabs for their loan products. They divide them into four categories: Individual Home Purchases, Refinancing Your Home, Builder’s Direct Program and Realtor Partners. These last two categories are specifically targeting home sellers and builders. Reading this section makes clear what the goals of the company are with regard to their customers: to get them approved for as large an amount as possible to make the builder’s sale more probable. Their digital process of loan calculation and review allows more customers to work through the details of their possible loan choices and keeps them updated as to the status of the applications. All of these services make the builders’ and brokers’ jobs easier and in the process provide clear loan conditions and benefits.
Overall Quality of Service
The loan options are broad and the service that accompanies seems excellent. However, it is clear from the website that the goal of the company is to sell as many loans as possible and to get approval for them as quickly as possible. Their products are very well described and they seem an excellent source of home loans and a good place for prospective home buyers to research the options.