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Wells Fargo is obviously a fairly famous large company that offers many kinds of financial products, including retail home loans. Wells Fargo divides its loan options up into fixed rate vs. adjustable rates, new construction loans, low interest and low down payment loans like and a first time buyers program. A few loans are separately listed, like jumbo loans and home improvement loans, as well as union family loans, military family loans, and veteran family loans,  All of these types of loans are listed under the large category of “Personal Loans” and the only other category is “Commercial.”  Each has its own characteristics but they are all subject to evaluation in relation to your own financial situation and not generalizable without calculation.

Web site Organization and Clarity

Wells Fargo’s website is crowded on the page and involves too many layers and is somewhat haphazardly organized with lots of items double listed. The do have lots of tools to help you calculate your financial status and several to evaluate your eligibility for their various discount programs. The loan process many times boils down to what you can afford. The website asks what your preferred mode of communication is: digital, personal or through email evaluating your income, assets and employment, your Loan Consultant can give you an idea of the mortgage amount for which you may qualify.

Wells Fargo’s Plethora of Financial Services

Strangely enough, there is little description of the straight up fee associated with a particular loan outside of the calculators. The number of discounts alone is challenging, so calculating whether Wells Fargo is the lender with the best deal is a complicated calculation. The Commercial Loan section of the site is laid out a lot more logically and clearly than the Personal Loan section and it makes sense that Wells Fargo